HomePlans

Three plan types

Plans

Home insurance options shaped around how you live.

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Plan types

Three plan types, one simple idea

Each plan type is built from the same clear coverage parts. The difference is the kind of home you are protecting.

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Homeowners

Protection for a single-family house and the property around it.

Designed for people who own the home they live in and want its structure, contents and liability considered together.

  • Dwelling coverage
  • Other structures
  • Personal property
  • Personal liability

Flexible deductibles • Optional endorsements

Choose Homeowners
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Condo & Renters

Coverage for your belongings and liability inside the space you live in.

A fit for residents of condos and rentals who want protection for what they own and their responsibilities as a resident.

  • Personal property
  • Personal liability
  • Additional living expenses
  • Interior improvements (condo)

Flexible limits • Optional endorsements

Choose Condo & Renters
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Landlord

Options for owners who let out a residential property.

Built for property owners who want protection for a rental dwelling and the liability that comes with letting it out.

  • Rental dwelling protection
  • Landlord liability
  • Other structures
  • Optional extras

Flexible deductibles • Optional endorsements

Choose Landlord

Plan features, deductibles and availability vary by state and are subject to your policy terms.

At a glance

Coverage parts at a glance

CoverageHomeownersCondo & RentersLandlord
Dwelling—
Other Structures—
Personal PropertyOptional
Personal Liability
Additional Living ExpensesOptional

Summary only. Exact coverage, limits and exclusions are set out in your policy contract.

Find your fit

Start with a few details

Tell us about your home and our team will follow up about the plan type that applies to you.

  • Plan options for your type of home
  • No-obligation conversation
  • Questions welcome at any stage
Sign Up Now
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Process

Enrollment in three steps

A clear path from first inquiry to a policy that is in writing.

  1. 1

    Sign Up

    Share a few details through our form so we know how to reach you.

  2. 2

    Choose

    Talk through coverage parts, limits and deductibles with our team.

  3. 3

    Enroll

    Review your policy documents and enroll when you are ready.

Policy documents

Terms set out in writing

Your policy contract describes your coverage in detail.

Clear Terms

Coverage, limits, deductibles and exclusions are described in your policy.

Updates

Contact our team when your situation changes and ask about policy updates.

Careful Handling

Your information is handled as described in our Privacy Notice.

Next step

Found a plan type that fits?

Sign up now and our team will help you work through the details.

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